What You Didn’t Know Homeowners Insurance Could Cover
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What You Didn’t Know Homeowners Insurance Could Cover

  • April 18, 2019

Homeowners Insurance Lesser-Known Benefits 

Homeowners insurance is a must-have for any homeowner, be it first-time owner or a long-time owner. We shop for it with certain coverages in mind, such as protection from fire, theft, water damage, and more. What many homeowners don’t realize is that home insurance in Thousand Oaks, CA covers a lot more than you realize. Take a look at some of the lesser-known benefits of home insurance.

  • Dog bites

When you think about what homeowners insurance covers, you probably don’t think about your dog. Did you know that most dog bites are covered under your homeowners insurance? This means that you have liability coverage if your dog injures someone. If the injured decides to sue, you have your home insurance to fall back on. However, keep in mind that some dogs are blacklisted from coverage.

  • Your Belongings – Anywhere in the World

You know you have protection for your belongings, but did you know that this protection extends outside of your home? When you’re vacationing elsewhere, your homeowners insurance can protect your possessions. This means that if your new camera is stolen while on a plane to New York, you can turn to your home insurance to help replace it.

  • Items in the Garden and Shed

Homeowners insurance coverage extends to the areas outside your house but still within your property line. This includes anything in your backyard, garden, or garage. Homeowners insurance covers any structure on your property as well as the items stored in those buildings like your shed. Surprisingly, most policies cover plants and trees in your garden, too.

Are you ready to find the right homeowners insurance? Talk to one of our friendly and experienced agents at Falsken & Associates Insurance Agency serving Thousand Oaks, Westlake Village, and neighboring cities in California.