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Top Answers to Common Homeowners Insurance Questions

  • October 24, 2019

Easy and Simple Answers to Complicated Home Insurance Questions

When we think of homeowners insurance, it’s not often that we think of simplified language and an easy-to-read policy. Instead, it’s loaded with jargon and fine terms and conditions. Even today, many homeowners have a policy that they don’t fully understand. So that you better understand what home insurance in Thousand Oaks, CA can and cannot cover, read on. 

  • Does home insurance cover theft?

It certainly does! Home insurance protects your belongings – both inside and outside the home. This means that if your laptop is stolen from your bedroom or your phone is stolen while on a plane, you are covered by your home insurance. Keep in mind that if you have items of high-value, you may need to secure an additional rider.

  • Does home insurance cover tree damage?

It depends on what caused the tree to fall. If the tree fell because of a windstorm or other listed peril, your home insurance may help you to recover from the damage. If the tree fell because you failed to maintain it, home insurance may not have your back.

  • Does home insurance roof repair?

Most of the time, it does. Roof damage is typically covered under your home insurance policy, and will protect your roof against fire, wind, and hail damage. Your home insurance may not help when your roof is damaged because of its age, mold, wear and tear, neglect, or birds.


Take the time to review your home insurance coverage to be sure you have optimum protection. To find the right coverage for your needs, work with one of our friendly and experienced staff members at Falsken & Associates Insurance Agency serving Thousand Oaks, Westlake Village, and neighboring cities in California.