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Reduce Winter Property Damage and Insurance Costs

  • December 10, 2019

Prepare Your Home for Wintery Conditions

 

Is your home ready for winter weather? Although California isn’t known for its ice and snow, the plunging temperatures and precipitation can do some damage to your property if it isn’t prepared. Although the winter is often called the most wonderful time of the year, it can also feel like the most stressful. Before the holiday festivities get underway, take a look at how to reduce property damage and costs relating to home insurance in Thousand Oaks, CA.

 

Install a home security system

Although the rate of burglaries tends to be lower in winter, the tempting gifts underneath the tree make for a huge incentive. Porch theft is also another concern, especially during the holiday season. To help deter thieves, install a home security system and put up signs stating that it is active.

 

Keep the gutters clean

Although no one wants to spend their weekend cleaning out the drains, clogged gutters can cause several issues, but the big one for most homeowners is roof leaks. If your gutters aren’t able to drain properly, the excess water can soak through shingles and eventually start leaking into the property. This can cause water damage as well as mold.

 

Fireproof your property

Winter is prime season for house fires. From all the festive cooking, scented candles, electrical holiday decorations, and increased use of heaters, there are plenty of ways for a fire to start. Make sure to take extra caution this season, blow out candles before leaving the room, test your smoke alarms regularly, and keep flammable items away from heat sources.

 

Protecting your property can result in affordable home insurance coverage. Are you ready to find the right homeowners insurance that can help you if the worst happens? Talk to one of our friendly and experienced staff members at Falsken & Associates Insurance Agency serving Thousand Oaks, Westlake Village, and neighboring cities in California.