Homeowners insurance and California wildfires, wildfires in california We Can Learn From Recent California Wildfires
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Lessons We Can Learn From Recent California Wildfires

  • November 8, 2018

What Homeowners Can Take From The Recent Wildfires

Wildfires can devastate homes, neighborhoods, cities, and wildlife habitats. The recent wildfires have been some of the worst the state has ever faced. With the climate getting hotter and drier, the chances of wildfire not only continue to rise but the severity of them are deemed to get worse. While there is little we can do to control wildfires, it’s important to learn from each event so that we can protect our loved ones and homes that much better.

Plan evacuation routes.

You and your family members should know how to escape the house safely if they need to evacuate. You should all also know the procedure on how to collect pets and important belongings quickly. Practice doing this a few times with your household members so that, should you need to evacuate, you can do so without hesitation. It’s a good idea to keep a bag for each family member (and pet) in easy reach. This should contain important documents, clothes, water, medication, and any other essentials that may be needed when evacuating the household.

Prepare the property.

Although you can’t stop a wildfire thundering towards your house, you can work to minimize the damage. Always keep the surrounding areas free from dry vegetation and brush. Remove timber and flammable objects from your home’s exterior. Keep a sand bucket and water hose nearby in case any flying embers land on or near your property.

Review your insurance.

A standard home insurance policy will cover losses from a wildfire. However, recent events have made it harder for homeowners to get insurance. If your home was damaged by a recent wildfire, you may find that you have a hard time keeping or getting coverage. Now is a good time to review your insurance coverage, ensuring you have enough to completely rebuild your home and replace your belongings.

Your policy should cover your property. To get started on the right home insurance for your needs, contact the California experts at Falsken and Associates Insurance Agency today.