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Do I Need to Take a Home Inventory?

  • November 7, 2019

Create a Home Inventory to Protect Your Personal Belongings 

In the event that you experience a loss to your home, whether that be by fire, tornado, flood, or another event, could you recall exactly what you owned? Even though it can take years to collect your possessions, they can be gone in a split second if a disaster strikes your home. That is why compiling a home inventory is so important. Your home insurance in Thousand Oaks, CA can only help you when you know what has been lost.

Why do I need a home inventory?

A home inventory list provides you with a safety net in case your valuables are stolen or damaged. Sure, we’ve all misplaced belongings in our homes or broken things on occasion, but we’re talking about big-ticket items like expensive electronics or high-value jewelry. When these items are damaged or stolen, it can be harder to replace them, both physically and financially. Having a home inventory list on hand proves to your insurer that you owned these items, and will help to speed up the claims process.

How do I take a home inventory?

  • Use a spreadsheet or list to write down all of your items. Be specific – include make, model, serial numbers, receipts, credit card statements, and anything else you can think of.
  • Take photos and videos of each item, making sure to capture all the details.
  • Get valuables appraised so that you record the value of each item.
  • Create copies of this inventory. Store a paper copy in a safe and a digital version in your email inbox.
  • Finally, store your belongings safely. Consider using a high-quality, in-home safe or a bank safe to protect them.

If you’re ever the victim of a robbery or natural disaster, a home inventory list can speed up the process of restoring your possessions. Are you ready to find the right homeowners insurance that can help you if the worst happens? Talk to one of our friendly and experienced staff members at Falsken & Associates Insurance Agency serving Thousand Oaks, Westlake Village, and neighboring cities in California.