Credits for Home Insurance in Thousand Oaks
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Top Hidden Credits for Home Insurance in Thousand Oaks

  • May 11, 2017

Are you missing out on easy ways to save money?

Homeowners are always looking for ways to save on their insurance coverage. Luckily, there are easy ways to cut down on costs without cutting back on coverage. Many insurers now reward homeowners with good behaviors and homes with safe features with lowered insurance rates. Not only do credits for home insurance in Thousand Oaks protect your house, but they help to save on expenses, too!

Check out a few of the top hidden home credits.

Gated Community

Do you live in a gated community? Your home insurance shares your peace of mind knowing there’s a layer of security between you and home invaders. As a result, you may receive credit for this lessened risk. Gated communities are a lot less attractive to a thief than an unguarded home.

New Wiring

Old wires in a home spell out bad news to insurers. The U.S. Fire Administration estimates that home wiring causes twice as many fires as electrical appliances. Depending on the age of your home, you may qualify for a new wiring credit. After all, new wiring is safer and can help to reduce outages and shortages!

Claims-Free Credit

Homeowners are rewarded for having a claims-free history! For those who have been claims-free for ten years, a substantial discount may be offered. Even if you’ve had a claim, you may qualify for a long-term customer discount upon renewal.

High-Tech Sensors

When we think of alarms that keep our home safe, many of us think of fire or security. While these both should be standards in a home, insurance companies have started to offer discounts for those homeowners with the top tech. Sensors are now able to detect water or natural gas leaks before they make a claim, making a home that much safer. Should you consider a smart alarm system in your home?

Find the right home insurance policy for your needs and budget today. The professional team at Falsken & Associates Insurance Agency serves Thousand Oaks and surrounding areas in California with reliable home coverage. Contact us to get started.