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3 Commercial Insurance Questions to Ask Your Agent

  • February 13, 2020

Ask Your Insurance Agent These Important Questions


No business owner likes to spend their free time looking for commercial insurance in Thousand Oaks, CA. However, finding the right policy is a necessary part of protecting your hard work, investment, and livelihood. Before you spend countless hours trawling the internet for suitable coverage, it’s worth asking your insurance agent some important questions. Knowing what to ask may help you find the top coverage to suit your needs.


What insurance do I need?

The answer to this will depend on your business size, industry, risks, location, and assets, among other factors. Even so, it’s worth understanding what insurance you may or may not need. Your insurance agent will be able to go over the different coverages that suit your business and are necessary, as well as optional extras that provide additional protection. This will help you to make a more informed decision as you shop for insurance.


What does this policy not cover?

When you select a policy, make sure that your insurance agent walks you through the coverage – even if you think you know it. Reviewing what is covered will help you to spot what isn’t covered so that you can fill in gaps as necessary.


What are the policy’s limits?

Your commercial insurance policies may provide excellent protection, but they will have their limits. Understand to what extent the policies will cover you, and make sure this is enough to adequately protect your business.


Don’t be afraid to ask your insurance questions about coverage, discounts, and how to better protect your business. Your agent is a fountain of knowledge when it comes to keeping disasters at bay. The more you ask, the more you will understand about insurance, and then you’ll be better equipped to select the right policy.


Are you ready to find the right commercial insurance coverage for your needs? Contact the team at Falsken & Associates Insurance Agency serving Thousand Oaks, Westlake Village, and neighboring cities in California.